Free P&C Agency Valuation Calculator
Get an instant estimate of your agency's market value based on current industry multiples
How Agency Valuations Work
P&C insurance agencies are typically valued using two methods:
- Revenue Multiple: 1.1x - 2.2x annual premium (median 1.54x)
- Earnings Multiple: 1.8x - 3.7x owner earnings (median 2.80x)
The final sale price depends on factors like client retention rate, carrier appointments, book composition (commercial typically values higher than personal), growth trajectory, and deal structure.
Next step: Use our Seller Strategy Tool to see how carryback financing can increase your after-tax proceeds and help you close faster.